Terms of Use
Last updated October 2026
These terms govern your use of the SCHROTHE Insurance website. By using this site, you agree to them. This website is informational and does not constitute an offer or solicitation of insurance.
No insurance advice
Content on this site is general information, not insurance, legal, or tax advice. It is not a substitute for guidance from a licensed professional. Coverage availability, terms, and pricing depend on your individual circumstances and jurisdiction.
Product availability
Insurance products described here are offered through licensed independent brokers. Not all products are available in every state, and carrier appointments vary. A licensed advisor will confirm availability before any application.
Accuracy
We work to keep information current, but we don't warrant that it is complete or accurate at all times. Policy terms are governed by the insurance contract and carrier filings, not by this website.
No protected health information
Do not submit protected health information through our forms. Our inquiry process is not intended or equipped to receive or safeguard medical details.
Intellectual property
SCHROTHE and related marks are property of SCHROTHE Insurance. Site content, design, and code are provided for your use in exploring our services and may not be reproduced without permission.
Changes
We may update these terms from time to time. Continued use of the site after changes constitutes acceptance of the updated terms.
This document is provided for general informational purposes and does not constitute legal advice. Company-specific details (entity name, license numbers, and registered addresses) should be confirmed and inserted before publication. If you believe anything here is inaccurate for your jurisdiction, please flag it for review.