Coverage shaped around your life.
Seven insurance lines, one dedicated advisor. Explore each coverage area in plain language — then connect with a licensed independent agent when you're ready.
Health Insurance
Explore health insurance options for individuals and families — monthly premiums, deductibles, provider networks, prescription coverage, and the factors that matter before you choose a plan.
Explore HealthACA Marketplace Coverage
Learn how Marketplace health insurance works, when you can enroll, and whether you may qualify for financial assistance based on eligibility.
Explore ACAMedicare Insurance
Understand Original Medicare, Medicare Advantage, prescription drug coverage, and supplemental options so you can better evaluate your coverage choices.
Explore MedicareLife Insurance
Explore ways life insurance may help protect the people who depend on you — including term and permanent coverage options.
Explore LifeAuto Insurance
Learn about liability, collision, comprehensive, and other coverages designed to address different driving risks and insurance needs.
Explore AutoHomeowners Insurance
Understand how homeowners insurance may protect your property, belongings, and personal liability — including important coverage limitations and exclusions.
Explore HomeBusiness Insurance
Explore commercial insurance options that may help businesses address property damage, liability exposures, and other operational risks.
Explore BusinessLicensing & availability
SCHROTHE offers guidance on the coverage lines above where licensed, appointed, and authorized. Product availability varies by jurisdiction and carrier. This page describes services and does not guarantee that a specific product is available in your state. A licensed advisor will confirm what's available to you before any application.