Independent counsel. Personal by design.
SCHROTHE is an independent insurance advisory agency. We're not captive to a single carrier — our loyalty is to the people we advise. This is the mission, the approach, and the philosophy behind everything we do.
Our mission.
To make insurance feel less like a transaction and more like a relationship — where a licensed advisor knows your file, understands your priorities, and helps you protect what matters at every stage of life.
Independent, not captive
We're appointed with multiple carriers rather than obligated to one. That means we compare the market before we recommend — and we're free to tell you when a competitor's policy fits you better.
Personal, not transactional
You work with a named advisor who knows your file, not a rotating queue of strangers in a call center. Relationships are the whole point. We earn them by being useful, not by being persistent.
Modern, not bureaucratic
We use digital tools to make coverage exploration clear and convenient — but we never let automation replace judgment. The technology serves the advice; it doesn't substitute for it.
Ongoing, not one-time
Protection isn't a single purchase. As your life changes — a home, a family, a new career — we review and adapt your coverage so it keeps earning its place in your life.
What we believe
"Insurance is a promise. Our job is to make sure the promise is worth keeping — and that you understand it before you rely on it."
The SCHROTHE advisory standard
Let's build your coverage together.
Meet the agency that puts your priorities first. Tell us what matters most and we'll help you explore your options.